Effi is your back-office admin — without the salary

All your invoices and expenses — one workspace, not five tabs

Effi works like a back-office admin who never sleeps — catching overdue payments, logging receipts, and flagging what needs your attention. You approve. Nothing sends without you.

  • No credit card
  • EU-hosted data & AI
  • ZUGFeRD-ready
  • Invoices + expenses in one place
  • Receipt OCR
  • Overdue alerts & reminders
  • Team access on Pro
  • EU data hosting

Small business finances bleed in small ways — and it adds up.

It's never one big crisis. It's an invoice that aged 45 days before anyone noticed, a deductible receipt that went in the bin, and an expense that came out of your margin instead of being billed.

Three separate tools means gaps — and gaps cost money

When invoicing, expenses, and receipts live in different places, things fall through. One unclaimed expense or one missed follow-up is money you earned and didn't keep.

Every week an overdue invoice sits unpaid is a week your cash flow is short

Effi surfaces overdue invoices the moment they go late — not when you notice cash is tight. It drafts a reminder for you to approve. One click and it's handled.

Lost receipts become a tax bill you shouldn't have paid

Each lost receipt is a deduction you paid for but can't claim. OCR captures vendor, amount, and date from a photo in seconds — every expense logged before tax season.

What Small Businesses use most

Invoices, expenses, and Effi's Action Center — connected in one workspace.

Invoices & Follow-ups

Send, track, and follow up — without the spreadsheet

Create invoices in PDF or ZUGFeRD e-invoice format. Effi watches their status — and drafts a chaser the moment one goes overdue.

Expenses & OCR

Receipt capture that takes seconds, not minutes

Photograph a receipt and OCR fills vendor, amount, and date. Every expense is categorised, logged, and exportable for your accountant.

Action Center

One queue for everything that needs your attention

Overdue invoices, missing receipts, stale drafts, and unbilled work surface here. Effi drafts the next step — you approve before anything is sent.

Clients & Projects

Bill clients by project without starting from scratch

Save client details once. Create projects. Invoice against them directly. No copy-paste between tools.

How Effitrio works

Effi prepares. You control every outbound action.

  1. Step 1

    Watch

    Monitors invoices, receipts, drafts, and due work in the background.

  2. Step 2

    Detect

    Flags risk, delay, or missing information before it becomes costly.

  3. Step 3

    Draft

    Prepares reminders, follow-ups, and next steps — ready for your review.

  4. Step 4

    Approve

    You review and send with one click. Nothing goes out automatically.

Start with the workflow. Upgrade when the watcher matters.

Try the approval-first workflow on Free. Upgrade to Pro for unlimited records, DATEV export, and the full Effi watcher. Need one invoice now? Use free tools — no account. Billing regularly? Create a free workspace below, then upgrade to Pro for unlimited records, DATEV export, and the full watcher.

Free

Occasional invoicing and trying the workflow

€0/month

Includes 30-day Pro trial — full Pro features, no card

  • 10 invoices, expenses, clients & projects/month
  • 50 AI actions — watcher proposals & receipt scans
  • AI chat assistant
  • PDF templates & Custom logo
  • 10 emails/month
  • Standard PDF & E-invoice
  • CSV export
Start Free — 30-Day Pro Trial

Pro

Full Effi watcher, DATEV export, and higher limits

€14.99
11.99/month

30 days free, then €11.99/month

✓ Save 20% — Regular price €14.99

Or 180.00144.00/year after trial

  • Unlimited invoices, expenses, clients & projects
  • 250 AI actions — watches your workspace, expense OCR, and more
  • Full AI chat assistant
  • Custom invoice numbering
  • Custom PDF templates & Custom logo
  • Bulk receipt upload — AI scans & automatically categorises
  • 100 emails/month with delivery tracking
  • Standard PDF & Advanced E-invoices
  • CSV export
Coming Soon

ZUGFeRD e-invoices · DATEV export · GDPR-native EU architecture. Germany E-Rechnung guide

Questions from small business owners

Straight answers about what Effitrio does for small businesses. Full FAQ →

Is Effitrio accounting software?
No — Effitrio is an invoice and expense management tool. It keeps your invoices, expenses, and receipts organised and catches overdue items. For full accounting (P&L, balance sheet), you'd connect an accountant or use a DATEV export (Pro).
Can multiple staff members use the same workspace?
Yes, on Pro. You can invite team members with role-based permissions. The free tier is single-user.
Will Effi send anything to my clients without my permission?
Never. Every action — reminders, invoice sends, follow-ups — waits in the Action Center for your approval. Nothing leaves your workspace automatically.
Can I export expenses for my accountant?
Yes. Expenses can be exported. On Pro, DATEV-compatible export is available for German accounting workflows.
What happens to my data if I cancel?
Your data remains accessible for export during a wind-down period. We do not delete your records immediately on cancellation.

One place for invoices, expenses, and everything in between

Create a free workspace. Effi watches your open invoices from day one — you approve every action before it reaches a client or leaves your workspace.

  • Free tier — no time limit
  • No credit card required
  • EU-hosted data & AI